
Step One:
Complete an online application
The first step is to fill out a short online application. We’ll ask for some basic information like your name, address, and employment history. The entire process should only take a few minutes.
Step Two:
Get An Instant Decision
Once you’ve submitted your application, we’ll send it to our partners and let you know if you’re approved. Our customers often can get money deposited the same day!*

Step Three:
Get your money
Once you’ve accepted the offer and signed the loan agreement, we’ll deposit the money directly into your bank account. You can then use it to cover holiday expenses like gifts, travel, or anything else you need.